Home Inspection
Home Warranty
Typical Closing Costs
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We at ERA highly recommend having your home inspected by a professional home inspector. It's for your own safety and it helps ensure you're getting your money's worth in the home you choose. Typically, a home inspector will examine all parts of your house and property. They include:
In addition, you may wish to have other inspections, such as termite or radon gas, performed on the property. Contact me at 785-539-3737 ext. 111 and I can provide you with more details and answer your questions.
Return to TopERA offers a Home Warranty Protection Plan which provides you with peace of mind should costly problems arise from a major mechanical breakdown.
ERA Protection Plan is offered to both buyers and sellers. It includes comprehensive coverage for a nominal cost. It covers repair and replacement costs on most major systems in your home, including built-in appliances, heating, cooling, electrical and plumbing. Representatives are just a phone call away, 24 hours a day, 7 days a week. And, the program is available on a limited basis to condominiums and new construction.
For more information on exact costs and conditions, contact me at 785-539-3737 ext. 111 or toll free at 800-748-8141.
Return to TopThe following table provides a summary of potential closing costs for both the buyer and seller. Contact me at 785-539-3737 ext. 111 or toll free at 800-748-8141 for a complete and detailed listing and estimated costs for the home you choose.
| Closing Cost Item | Buyer | Seller |
|---|---|---|
| Loan Origination Fee | 1/2 to 1% of purchase price | N/A |
| Discount Points | Negotiable | N/A |
| Appraisal Fee | $300 | N/A |
| Credit Report | $50 | N/A |
| Title Policy | $110 | N/A |
| Termite Inspection Fees | $35-$55 | $35-$55 |
| Inspection Fee | $135-$250 | N/A |
| Potential Underwriting Fees/td> | $100 | N/A |
| Recording Fees (Deed) | $35 | N/A |
| Kansas Mortgage Regulatory Tax | $2.60 per $1,000 | N/A |
| Flood Certiificate | $35 | N/A |
| Survey | $125-$250 | N/A |
| Warranty | $399 | $399 |
| Escrow (Taxes/Insurance) | One Month Advance | N/A |
| Title | $100 (Policy) | $30 (Preliminary) |
| Mortgage(s) Balance | N/A | Dependent on mortgage(s) balance |
| Escrow Service/Contract Fee | N/A | $175 (Manhattan) |
| Tax Proration | See Agent for Details | Current and Last Half |
| Interest | See Agent for Details | Prorated for previous month |